auto insurance questions

Frequently Asked Questions about car insurance
Frequently Asked Questions about car insurance

Here are some important auto insurance questions you should know before taking the decision to choose the best car insurance you

  • What factors affect my insurance premium?
  • Can I view my policy on your website?
  • What should I do when I want to make a claim?
  • If my car in the accident, what are my options to get the damage assessed?
  • How do the rental car coverage works if I get in an accident?
  • Do I need to rent car coverage while I’m on vacation?
  • Can someone borrow my car?
  • What factors affect my insurance premium?

Your car insurance premium is not determined solely by the age, but also by a number of factors, including:

  • Your driving history
  • The type of car you drive
  • What do you use your vehicle for?
  • How many people who will drive the car on a regular basis?
  • Where do you live?

The type of coverage you choose

Factors such as the market-related industries, inflation, taxes and regulations.

To claim the car, you will be asked to provide certain information, including information about other vehicles or passengers involved in the accident and details of the accident report (if necessary).

We strongly recommend that you first take all necessary steps to ensure that you are safe and to help prevent further losses.

  • If my car in the accident, what are my options to get the damage assessed?

You are free to decide where you want to have the damage assessed.

Insurance Company Parties may indicate that your vehicle will be assessed in one of the licensed repair facility recommended. When you report your claim, your claims analyst will provide suggestions licensed repair facility. However, it’s up to you to decide which the assessment was.

How do the rental car coverage works if I get in an accident?

If your car insurance policy covers loss of use, may include the use of the lease.

Do I need to rent car coverage while I’m on vacation?

Grand Touring Advantage With us, your car rental will be discussed in the state where you live. If you travel to another country you can contact the insurance company in the country concerned.

Can someone borrow my car?
In general, anyone can drive your car, as long as they have your permission, that they are licensed to drive, and that the car is properly insured. However, you should know that if a friend borrows your car and have an accident, then your car insurance policy may be affected, and accidents may also appear on your driving record friend. Note accidents tend to follow both the car and driver. That’s why your car loan is generally not recommended.

In case of a discrepancy between information provided on this website and your insurance policy, your insurance policy applies. Remember, the exclusions and limitations specified in your policy apply in all situations.

The information and examples provided in this section are intended as general information only. It does not constitute legal or insurance advice, nor does it relate to determination of fault. In all cases, you should speak with an insurance advisor before acting. Your insurance policy contains limitations and restrictions which vary by province and may affect coverage and / or determine whether or not benefits will be paid.